Protect your business from potential legal claims and liabilities with our liability insurance coverage, providing financial protection against bodily injury, property damage, and other liabilities.
Covers your Public and Product Liabilities- Comprehensive Protection
- Helps you legally compliant
- Ensures you are financially protected
We offer liability insurance covers which are essential protections for individuals and businesses against potential financial losses arising from legal claims due to negligence, errors, or accidents.
Public Liability Insurance (PLI)
Public Liability cover could also refer to as General Liability. Is a type of insurance that covers liability claims made against your business by members of the general public for bodily injury or property damage. Coverage includes the following:
Section 1: Public Liability and
Section 2: Product Liability
Both are covering bodily injuries and property damages as a result of an accident in respect to the business operations/premises. The nature, condition or quality of any of the products sold or supplied by the insured. Geographically from within the Independent State of PNG in connection with business.
- Bodily Injury Coverage:
PLI pays for medical bills and legal fees when your business can be held liable for injuries suffered by a member of the general public.
- Property Damage Coverage:
PLI also covers damages to property.
For instance, imagine you run a coffee shop, and while handing a customer their coffee, it slips from your hand and spills on their smartphone and laptop, rendering both devices defective. If the customer sues you to get reimbursed for their damaged smartphone and laptop, your PLI policy would help cover these costs.
- Legal Defense Costs:
If a claim goes to court, PLI assists in covering your legal expenses, including attorney fees and other related costs.
Public Liability provides commercial coverage for your business when a member of the public holds you responsible for their injuries or property damages. It’s essential for protecting your business and ensuring peace of mind. Period of coverage is 12 months.
Claim Forms (1 files)Policy Wording (1 files)Proposal Forms (1 files)Liability FAQ’s
Find answers to commonly asked questions about our Liability.
Liability Insurance provides coverage for legal liabilities arising from bodily injury or property damage to third parties. It also covers legal defense costs and settlements in covered claims.
Liability Insurance is essential for protecting your assets and business from financial losses due to lawsuits or claims filed by third parties for injuries or damages they sustain.
Contact our office to speak with our experienced agents. They will assess your liabilities, provide personalized quotes, and help you find the right Liability Insurance policy for your business.
Yes, Liability Insurance policies are customizable to suit your specific needs and industry risks. You can select coverage limits, endorsements, and deductibles tailored to your business requirements.
Still have any queries? Get in touch with our team to learn more.
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